Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 months | 13.00% | 14.00% | 11.00% | 11.50% |
| 6 months | 13.05% | 14.05% | 11.05% | 11.55% |
| 9 months | 13.10% | 14.10% | 11.10% | 11.60% |
| 1 Year to below 2 years | 13.30% | 14.30% | 11.30% | 11.80% |
| 2 Years and Above | 13.35% | 14.35% | 11.35% | 11.85% |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Bal Bachat | 100 | 8.47% |
| Regular Saving | 200 | 8.47% |
| Payroll Savings | 200 | 8.47% |
| Couple Saving | 200 | 8.47% |
| Welfare Saving | 0 | 8.47% |
| Student Savings | 200 | 8.47% |
| Non-profitable org. saving | 1,000.00 | 8.47% |
| JesthaNagarik | 250 | 8.47% |
| Shareholders Savings | 200 | 8.47% |
| Staff Saving | 200 | 8.47% |
| Nari Bachat | 250 | 8.47% |
| Gurkha Pension Savings | 5000 | 10.00% |
| Special Savings | 5000 | 10.00% |
| Remittance Saving | 200 | 11.00% |
| Corporate flexible saving | 1000 | Up to 4.23% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 7% |
| Personal Loan(OD/Term) | BR + Up to 7% |
| Share Loan | BR + Up to 7% |
| Gold Loan | BR + Up to 7% |
| Business/Working Capital Loan | BR + Up to 7% |
| Agriculture/SME/Education Loan | BR + Up to 7% |
| Small Farm Individual Loan | BR + Up to 7% |
| Hire Purchase | BR + Up to 7% |
| Real Estate Loan | BR + Up to 7% |
| Professional Loan/Bridge Gap Loan | BR + Up to 7% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
| Indirect Lending (Wholesale or Institutional) | Base Rate + Up to 7% or (as per agreement) |
| Direct lending (All types) | Base Rate + Up to 7% |
| Base rate of Kartik end,2079 | 12.72% |
| First Quarter Average Base Rate | 12.66% |
| Spread Rate (2079 Kartik) | 4.89% |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| -- | -- |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 17.00% | 17.50% | 18.00% |
| Auto Loan/HP Loan | 17.00% | 17.50% | -- |
| Other Retail Loan | 17.00% | 17.50% | 18.00% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 months | 13.00% | 14.00% | 11.00% | 11.50% |
| 6 months | 13.05% | 14.05% | 11.05% | 11.55% |
| 9 months | 13.10% | 14.10% | 11.10% | 11.60% |
| 1 Year to below 2 years | 13.30% | 14.30% | 11.30% | 11.80% |
| 2 Years and Above | 13.35% | 14.35% | 11.35% | 11.85% |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Bal Bachat | 100 | 8.47% |
| Regular Saving | 200 | 8.47% |
| Payroll Savings | 200 | 8.47% |
| Couple Saving | 200 | 8.47% |
| Welfare Saving | 0 | 8.47% |
| Student Savings | 200 | 8.47% |
| Non-profitable org. saving | 1,000.00 | 8.47% |
| Jestha Nagarik Saving | 250 | 8.47% |
| Shareholders Savings | 200 | 8.47% |
| Staff Saving | 200 | 8.47% |
| Nari Bachat | 250 | 8.47% |
| Gurkha Pension Savings | 5000 | 10.00% |
| Special Savings | 5000 | 10.00% |
| Remittance Saving | 200 | 11.00% |
| Corporate flexible saving | 1000 | Up to 4.23% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 7% |
| Personal Loan(OD/Term) | BR + Up to 7% |
| Share Loan | BR + Up to 7% |
| Gold Loan | BR + Up to 7% |
| Business/Working Capital Loan | BR + Up to 7% |
| Agriculture/SME/Education Loan | BR + Up to 7% |
| Small Farm Individual Loan | BR + Up to 7% |
| Hire Purchase | BR + Up to 7% |
| Real Estate Loan | BR + Up to 7% |
| Professional Loan/Bridge Gap Loan | BR + Up to 7% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
| Indirect Lending (Wholesale or Institutional) | Base Rate + Up to 7% or (as per agreement) |
| Direct lending (All types) | Base Rate + Up to 7% |
| Base rate of Ashoj end,2079 | 12.67% |
| Fourth Quarter Average Base Rate | 12.66% |
| Spread Rate (2079 Ashoj) | 4.79% |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| -- | -- |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 17.00% | 17.50% | 18.00% |
| Auto Loan/HP Loan | 17.00% | 17.50% | -- |
| Other Retail Loan | 17.00% | 17.50% | 18.00% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 months | 13.20% | 14.20% | 11.20% | 11.70% |
| 6 months | 13.30% | 14.30% | 11.30% | 11.80% |
| 9 months | 13.35% | 14.35% | 11.35% | 11.85% |
| 1 Year to below 2 years | 13.45% | 14.45% | 11.45% | 11.95% |
| 2 Years and Above | 13.47% | 14.47% | 11.47% | 11.97% |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Bal Bachat | 100 | 8.47% |
| Regular Saving | 200 | 8.47% |
| Payroll Savings | 200 | 8.47% |
| Couple Saving | 200 | 8.47% |
| Welfare Saving | 0 | 8.47% |
| Student Savings | 200 | 8.47% |
| Non-profitable org. saving | 1,000.00 | 8.47% |
| Jestha Nagarik Saving | 250 | 8.47% |
| Shareholders Savings | 200 | 8.47% |
| Staff Saving | 200 | 8.47% |
| Nari Bachat | 250 | 8.47% |
| Gurkha Pension Savings | 5000 | 10.00% |
| Special Savings | 5000 | 10.00% |
| Remittance Saving | 200 | 11.00% |
| Corporate flexible saving | 1000 | Up to 4.23% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 7% |
| Personal Loan(OD/Term) | BR + Up to 7% |
| Share Loan | BR + Up to 7% |
| Gold Loan | BR + Up to 7% |
| Business/Working Capital Loan | BR + Up to 7% |
| Agriculture/SME/Education Loan | BR + Up to 7% |
| Small Farm Individual Loan | BR + Up to 7% |
| Hire Purchase | BR + Up to 7% |
| Real Estate Loan | BR + Up to 7% |
| Professional Loan | BR + Up to 7% |
| Loan Against FD | Coupon rate + Up to 2 % |
| Consortium Loan | As per Consortium Decision |
| Indirect Lending (Wholesale or Institutional) | BR + Up to 7% |
| Direct lending (All types) | BR + Up to 7% |
| Base rate of Bhadra end, 2079 | 12.84% |
| Fourth Quarter Average Base Rate | 11.54% |
| Spread Rate (2079 Bhadra) | 4.81% |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| -- | -- |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 17.00% | 17.50% | 18.00% |
| Auto Loan/HP Loan | 17.00% | 17.50% | -- |
| Other Retail Loan | 17.00% | 17.50% | 18.00% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 months | 13.20% | 14.20% | 11.20% | 11.70% |
| 6 months | 13.30% | 14.30% | 11.30% | 11.80% |
| 9 months | 13.35% | 14.35% | 11.35% | 11.85% |
| 1 Year to below 2 years | 13.45% | 14.45% | 11.45% | 11.95% |
| 2 Years and Above | 13.47% | 14.47% | 11.47% | 11.97% |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Bal Bachat | 100 | 7.25% |
| Regular Saving | 200 | 7.25% |
| Payroll Savings | 200 | 7.25% |
| Couple Saving | 200 | 7.25% |
| Welfare Saving | 0 | 7.25% |
| Student Savings | 200 | 7.25% |
| Non-profitable org. saving | 1000 | 7.25% |
| Jestha Nagarik Saving | 250 | 7.50% |
| Shareholders Savings | 200 | 7.50% |
| Staff Saving | 200 | 7.50% |
| Nari Bachat | 250 | 9.00% |
| Gurkha Pension Savings | 5000 | 9.00% |
| Special Savings | 5000 | 9.25% |
| Remittance Saving | 200 | 10.25% |
| Corporate flexible saving | 1000 | Up to 3.62% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 7% |
| Personal Loan(OD/Term) | BR + Up to 7% |
| Share Loan | BR + Up to 7% |
| Gold Loan | BR + Up to 7% |
| Business/Working Capital Loan | BR + Up to 7% |
| Agriculture/SME/Education Loan | BR + Up to 7% |
| Small Farm Individual Loan | BR + Up to 7% |
| Hire Purchase | BR + Up to 7% |
| Real Estate Loan | BR + Up to 7% |
| Professional Loan | BR + Up to 7% |
| Loan Against FD | Coupon rate + Up to 2 % |
| Consortium Loan | As per Consortium Decision |
| Indirect Lending (Wholesale or Institutional) | BR + Up to 7% |
| Direct lending (All types) | BR + Up to 7% |
| Base rate of Shrawan end, 2079 | 12.46% |
| Fourth Quarter Average Base Rate | 11.54% |
| Spread Rate (2079 Shrawan) | 4.93% |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| -- | -- |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 17.00% | 17.50% | 18.00% |
| Auto Loan/HP Loan | 17.00% | 17.50% | -- |
| Other Retail Loan | 17.00% | 17.50% | 18.00% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 months | 12.00% | 13.00% | 10.00% | 10.50% |
| 6 months | 12.05% | 13.05% | 10.05% | 10.55% |
| 9 months | 12.10% | 13.10% | 10.10% | 10.60% |
| 1 Year to below 2 years | 12.15% | 13.15% | 10.15% | 10.65% |
| 2 Years and Above | 12.25% | 13.25% | 10.25% | 10.65% |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Bal Bachat | 100 | 7.25% |
| Regular Saving | 200 | 7.25% |
| Payroll Savings | 200 | 7.25% |
| Couple Saving | 200 | 7.25% |
| Welfare Saving | 0 | 7.25% |
| Student Savings | 200 | 7.25% |
| Non-profitable org. saving | 1000.00 | 7.25% |
| Nari Bachat | 250 | 7.50% |
| JesthaNagarik | 250 | 7.50% |
| Shareholders Savings | 200 | 7.50% |
| Staff Saving | 200 | 7.50% |
| Gurkha Pension Savings | 5000 | 9.00% |
| Special Savings | 5000 | 9.00% |
| Remittance Saving | 200 | 10.00% |
| Corporate flexible saving | 1000 | Up to 3.62% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 7% |
| Personal Loan(OD/Term) | BR + Up to 7% |
| Share Loan | BR + Up to 7% |
| Gold Loan | BR + Up to 7% |
| Business/Working Capital Loan | BR + Up to 7% |
| Agriculture/SME/Education Loan | BR + Up to 7% |
| Small Farm Individual Loan | BR + Up to 7% |
| Hire Purchase | BR + Up to 7% |
| Real Estate Loan | BR + Up to 7% |
| Professional Loan/Bridge Gap Loan | BR + Up to 7% |
| Loan Against FD | Coupon rate + Up to 2 % |
| Consortium Loan | As per Consortium Decision |
| Indirect Lending (Wholesale or Institutional) | Base Rate + Up to 7% or (as per agreement) |
| Direct lending (All types) | BR + Up to 7% |
| Base rate of Ashad end,2079 | 11.93% |
| Fourth Quarter Average Base Rate | 11.54% |
| Spread Rate (2079 Shrawan) | 4.86% |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| -- | -- |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 15.00% | 15.50% | 16.00% |
| Auto Loan/HP Loan | 15.00% | 15.50% | -- |
| Other Retail Loan | 15.00% | 15.50% | 16.00% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 months | 12.00% | 13.00% | 11.00% | 11.10% |
| 6 months | 12.05% | 13.05% | 11.05% | 11.15% |
| 9 months | 12.10% | 13.10% | 11.10% | 11.20% |
| 1 Year to below 2 years | 12.15% | 13.15% | 11.15% | 11.25% |
| 2 Years and Above | 12.25% | 13.25% | 11.25% | 11.35% |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Bal Bachat | 100 | 7.25% |
| Nari Bachat | 250 | 7.50% |
| JesthaNagarik | 250 | 7.50% |
| Gurkha Pension Savings | 500 | 7.50% |
| Shareholders Savings | 200 | 7.50% |
| Payroll Savings | 200 | 7.25% |
| Regular Saving | 200.00 | 7.25% |
| Remittance Saving | 200 | 7.25% |
| Couple Saving | 200 | 7.25% |
| Welfare Saving | 0 | 7.25% |
| Student Savings | 200 | 7.25% |
| Staff Saving | 200 | 7.50% |
| Non-profitable org. saving | 1000 | 7.25% |
| Special Savings | 5000 | 9% |
| Corporate flexible saving | 1000 | Up to 3.62% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 7% |
| Personal Loan(OD/Term) | BR + Up to 7% |
| Share Loan | BR + Up to 7% |
| Gold Loan | BR + Up to 7% |
| Business/Working Capital Loan | BR + Up to 7% |
| Agriculture/SME/Education Loan | BR + Up to 7% |
| Small Farm Individual Loan | BR + Up to 7% |
| Hire Purchase | BR + Up to 7% |
| Real Estate Loan | BR + Up to 7% |
| Professional Loan/Bridge Gap Loan | BR + Up to 7% |
| Loan Against FD | Coupon rate + Up to 2 % |
| Consortium Loan | As per Consortium Decision |
| Indirect Lending (Wholesale or Institutional) | Base Rate + Up to 7% or (as per agreement) |
| Direct lending (All types) | BR + Up to 7% |
| Base rate of Ashad end,2079 | 11.20% |
| Third Quarter Average Base Rate | 11.45% |
| Spread Rate (2079 Jestha) | 4.90% |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| -- | -- |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 15.00% | 15.50% | 16.00% |
| Auto Loan/HP Loan | 15.00% | 15.50% | --- |
| Other Retail Loan | 15.00% | 15.50% | 16.00% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 months | 10.60% | 11.60% | -- | -- |
| 6 months | 10.75% | 11.75% | 8.75% | -- |
| 9 months | 10.90% | 11.90% | 8.90% | -- |
| 12 Months to Below 24 Months | 11.10% | 12.10% | 9.10% | -- |
| 24 Months to Below 36 Months | 11.25% | 12.25% | 9.25% | -- |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Bal Bachat | 100 | 7.00% |
| Regular Saving | 200 | 7.00% |
| Payroll Savings | 0 | 7.00% |
| Couple Saving | 200 | 7.00% |
| Welfare Saving | 0 | 7.00% |
| Student Savings | 200 | 7.00% |
| Non-profitable org. saving | 1,000.00 | 7.00% |
| JesthaNagarik | 250 | 7.00% |
| Shareholders Savings | 200 | 7.00% |
| Staff Saving | 200 | 7.00% |
| Nari Bachat | 250 | 7.00% |
| Gurkha Pension Savings | 5000 | 7.50% |
| Special Savings | 5000 | 7.50% |
| Remittance Saving | 200 | 8.00% |
| Corporate flexible saving | 1000 | Up to 3.5% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 month | 10.60% | 11.60% | -- | -- |
| 6 months | 10.75% | 11.75% | 8.75% | -- |
| 9 months | 10.90% | 11.90% | 8.90% | -- |
| 12 Months to Below 24 Months | 11.10% | 12.10% | 9.10% | -- |
| 24 Months to Below 36 Months | 11.25% | 12.25% | 9.25% | -- |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Bal Bachat | 100 | 7.00% |
| Regular Saving | 200 | 7.00% |
| Payroll Savings | 0 | 7.00% |
| Couple Saving | 200 | 7.00% |
| Welfare Saving | 0 | 7.00% |
| Student Savings | 200 | 7.00% |
| Non-profitable org. saving | 1,000.00 | 7.00% |
| JesthaNagarik | 250 | 7.00% |
| Shareholders Savings | 200 | 7.00% |
| Staff Saving | 200 | 7.00% |
| Nari Bachat | 250 | 7.00% |
| Gurkha Pension Savings | 5000 | 7.50% |
| Special Savings | 5000 | 7.50% |
| Remittance Saving | 200 | 8.00% |
| Corporate flexible saving | 1000 | Up to 3.5% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 7% |
| Personal Loan(OD/Term) | BR + Up to 7% |
| Share Loan | BR + Up to 7% |
| Gold Loan | BR + Up to 7% |
| Business/Working Capital Loan | BR + Up to 7% |
| Agriculture/SME/Education Loan | BR + Up to 7% |
| Small Farm Individual Loan | BR + Up to 7% |
| Hire Purchase | BR + Up to 7% |
| Real Estate Loan | BR + Up to 7% |
| Professional Loan/Bridge Gap Loan | BR + Up to 7% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
| Indirect Lending (Wholesale or Institutional) | Base Rate + Up to 2% |
| Direct lending (All types) | Base Rate + Up to 7% |
| Base rate of Chaitra end, 2079 | 12.60% |
| Second Quarter Average Base Rate | 12.71% |
| Spread Rate (2079 Chaitra) | 4.73% |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| -- | -- |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 15.00% | 15.50% | 16.00% |
| Auto Loan/HP Loan | 15.00% | 15.50% | -- |
| Other Retail Loan | 15.00% | 15.50% | 16.00% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 months | 12.10% | 13.10% | 10.10% | 10.60% |
| 6 months | 12.20% | 13.20% | 10.20% | 10.70% |
| 9 months | 12.25% | 13.25% | 10.25% | 10.75% |
| 1 Year to below 2 years | 12.35% | 13.35% | 10.35% | 10.85% |
| 2 Years and Above | 12.50% | 13.50% | 10.50% | 10.85% |
| 3 Years and above | 13.00% | 14.00% | 11.00% | 11.00% |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Bal Bachat | 100 | 8.00% |
| Regular Saving | 200 | 8.00% |
| Payroll Savings | 0 | 8.00% |
| Couple Saving | 200 | 8.00% |
| Welfare Saving | 0 | 8.00% |
| Student Savings | 200 | 8.00% |
| Non-profitable org. saving | 1,000.00 | 8.00% |
| JesthaNagarik | 250 | 8.00% |
| Shareholders Savings | 200 | 8.00% |
| Staff Saving | 200 | 8.00% |
| Nari Bachat | 250 | 8.00% |
| Gurkha Pension Savings | 5000 | 9.00% |
| Special Savings | 5000 | 9.00% |
| Remittance Saving | 200 | 10.00% |
| Corporate flexible saving | 1000 | Up to 4.00% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 7% |
| Personal Loan(OD/Term) | BR + Up to 7% |
| Share Loan | BR + Up to 7% |
| Gold Loan | BR + Up to 7% |
| Business/Working Capital Loan | BR + Up to 7% |
| Agriculture/SME/Education Loan | BR + Up to 7% |
| Small Farm Individual Loan | BR + Up to 7% |
| Hire Purchase | BR + Up to 7% |
| Real Estate Loan | BR + Up to 7% |
| Professional Loan/Bridge Gap Loan | BR + Up to 7% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
| Indirect Lending (Wholesale or Institutional) | Base Rate + Up to 7% or (as per agreement) |
| Direct lending (All types) | Base Rate + Up to 7% |
| Base rate of Mangsir end, 2079 | 12.86% |
| Second Quarter Average Base Rate | 12.76% |
| Spread Rate (2079 Poush) | 4.77% |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| -- | -- |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 17.00% | 17.50% | 18.00% |
| Auto Loan/HP Loan | 17.00% | 17.50% | -- |
| Other Retail Loan | 17.00% | 17.50% | 18.00% |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Bal Bachat | 100 | 8.47% |
| Regular Saving | 200 | 8.47% |
| Payroll Savings | 0 | 8.47% |
| Couple Saving | 200 | 8.47% |
| Welfare Saving | 0 | 8.47% |
| Student Savings | 200 | 8.47% |
| Non-profitable org. saving | 1,000.00 | 8.47% |
| JesthaNagarik | 250 | 8.47% |
| Shareholders Savings | 200 | 8.47% |
| Staff Saving | 200 | 8.47% |
| Nari Bachat | 250 | 8.47% |
| Gurkha Pension Savings | 5000 | 10.00% |
| Special Savings | 5000 | 10.00% |
| Remittance Saving | 200 | 10.00% |
| Corporate flexible saving | 1000 | Up to 4.23% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 7% |
| Personal Loan(OD/Term) | BR + Up to 7% |
| Share Loan | BR + Up to 7% |
| Gold Loan | BR + Up to 7% |
| Business/Working Capital Loan | BR + Up to 7% |
| Agriculture/SME/Education Loan | BR + Up to 7% |
| Small Farm Individual Loan | BR + Up to 7% |
| Hire Purchase | BR + Up to 7% |
| Real Estate Loan | BR + Up to 7% |
| Professional Loan/Bridge Gap Loan | BR + Up to 7% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
| Indirect Lending (Wholesale or Institutional) | Base Rate + Up to 7% |
| Direct lending (All types) | Base Rate + Up to 7% |
| Base rate of Mangsir end, 2079 | 12.71% |
| First Quarter Average Base Rate | 12.66% |
| Spread Rate (2079 Mangsir) | 4.89% |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| -- | -- |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 17.00% | 17.50% | 18.00% |
| Auto Loan/HP Loan | 17.00% | 17.50% | -- |
| Other Retail Loan | 17.00% | 17.50% | 18.00% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 months | 11.85% | 12.85% | -- | -- |
| 6 months | 11.95% | 12.95% | 9.95% | 10.45% |
| 9 months | 12.00% | 13.00% | 10.00% | 10.50% |
| 12 Months to Below 24 Months | 12.10% | 13.10% | 10.10% | 10.60% |
| 24 Months to Below 36 Months | 12.20% | 13.20% | 10.20% | 10.70% |
| 36 Months and Above | 12.50% | 13.50% | 10.50% | 11.00% |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 7% |
| Personal Loan(OD/Term) | BR + Up to 7% |
| Share Loan | BR + Up to 7% |
| Gold Loan | BR + Up to 7% |
| Business/Working Capital Loan | BR + Up to 7% |
| Agriculture/SME/Education Loan | BR + Up to 7% |
| Small Farm Individual Loan | BR + Up to 7% |
| Hire Purchase | BR + Up to 7% |
| Real Estate Loan | BR + Up to 7% |
| Professional Loan/Bridge Gap Loan | BR + Up to 7% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
| Indirect Lending (Wholesale or Institutional) | Base Rate + Up to 2% or (as per agreement) |
| Direct lending (All types) | Base Rate + Up to 7% |
| Base rate of Falgun end, 2079 | 12.71% |
| Second Quarter Average Base Rate | 12.76% |
| Spread Rate (2079 Falgun) | 4.74% |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| -- | -- |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 15.00% | 15.50% | 16.00% |
| Auto Loan/HP Loan | 15.00% | 15.50% | -- |
| Other Retail Loan | 15.00% | 15.50% | 16.00% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 Months Above | 10.35% (Monthly/Quarterly/Maturity ) | -- | 9.35% (Monthly/Quarterly/Maturity ) | -- |
| Saving Deposit | -- | -- | 6.5% to 7% | -- |
| Call Deposit | -- | -- | up to 3.25% | -- |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 5% |
| Personal Loan(OD/Term) | BR + Up to 5% |
| Share Loan | BR + Up to 5% |
| Gold Loan | BR + Up to 5% |
| Business/Working Capital Loan | BR + Up to 5% |
| Agriculture/SME/Education Loan | BR + Up to 5% |
| Small Farm Individual Loan | BR + Up to 5% |
| Hire Purchase | BR + Up to 5% |
| Real Estate Loan | BR + Up to 5% |
| Professional Loan/Bridge Gap Loan | BR + Up to 5% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| Indirect Lending ( Wholesale or institutional ) | Base Rate + Up to 2.5% or ( As per agreement ) |
| Dircet lending ( All types ) | Base Rate + Up to 2.5% |
| Yuba Tathasana Byabasai Swarogarkosh | As per NRB norms |
| Home Loan for Earthquake Victim | As per NRB norms |
| Other all types of Sahuliyatpurna Karja | As per NRB norms |
| Base Rate of Bhadra, 2078 | 9.16% |
| Penal Interest onpast due loans and expired loans | +2 applicable rate ( Base rate + applied premium) |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 14.50% | 15.00% | 15.50% |
| Auto Loan/HP Loan | 14.50% | 15.00% | -- |
| Other Retail Loan | 14.50% | 15.00% | 15.50% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 Months Above | 10.35% (Monthly/Quarterly/Maturity ) | -- | 9.35% (Monthly/Quarterly/Maturity ) | -- |
| Saving Deposit | -- | -- | 6.5% to 7% | -- |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 5% |
| Personal Loan(OD/Term) | BR + Up to 5% |
| Share Loan | BR + Up to 5% |
| Gold Loan | BR + Up to 5% |
| Business/Working Capital Loan | BR + Up to 5% |
| Agriculture/SME/Education Loan | BR + Up to 5% |
| Small Farm Individual Loan | BR + Up to 5% |
| Hire Purchase | BR + Up to 5% |
| Real Estate Loan | BR + Up to 5% |
| Professional Loan/Bridge Gap Loan | BR + Up to 5% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 14.50% | 15.00% | 15.50% |
| Auto Loan/HP Loan | 14.50% | 15.00% | -- |
| Other Retail Loan | 14.50% | 15.00% | 15.50% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 Years Above | 9.35%(Monthly/Quarterly/Maturity ) | -- | 8.35%(Quarterly/Maturity ) | -- |
| Above 1 year | 9.60%(Quarterly/Maturity ) | -- | 8.6%(Quarterly/Maturity ) | -- |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Special Savings | 5000 | 6.50% |
| Bal Bachat | 100 | 6.00% |
| Nari Bachat | 250 | 6.50% |
| JesthaNagarik | 250 | 6.50% |
| Gurkha Pension Savings | 500 | 6.50% |
| Shareholders Savings | 200 | 6.50% |
| Payroll Savings | 200 | 6.00% |
| Regular Saving | 200 | 6.00% |
| Remittance Saving | 200 | 6.00% |
| Couple Saving | 200 | 6.00% |
| Welfare Saving | 0 | 6.00% |
| Student Savings | 200 | 6.00% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 5% |
| Personal Loan(OD/Term) | BR + Up to 5% |
| Share Loan | BR + Up to 5% |
| Gold Loan | BR + Up to 5% |
| Business/Working Capital Loan | BR + Up to 5% |
| Agriculture/SME/Education Loan | BR + Up to 5% |
| Small Farm Individual Loan | BR + Up to 5% |
| Hire Purchase | BR + Up to 5% |
| Real Estate Loan | BR + Up to 5% |
| Professional Loan/Bridge Gap Loan | BR + Up to 5% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| Indirect Lending ( Wholesale or institutional ) | Base Rate + Up to 2.5% or ( As per agreement ) |
| Dircet lending ( All types ) | Base Rate + Up to 2.5% |
| Yuba Tathasana Byabasai Swarogarkosh | As per NRB norms |
| Home Loan for Earthquake Victim | As per NRB norms |
| Other all types of Sahuliyatpurna Karja | As per NRB norms |
| Base Rate of Ashad , 2078 | 9.40% |
| Penal Interest onpast due loans and expired loans | +2 applicable rate ( Base rate + applied premium) |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 14.50% | 15.00% | 15.50% |
| Auto Loan/HP Loan | 14.50% | 15.00% | -- |
| Other Retail Loan | 14.50% | 15.00% | 15.50% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 Months 1 Year | 8.5%(Monthly/Quarterly/Maturity ) | -- | 8.5%(Quarterly/Maturity ) | -- |
| Above 1 Year to 3 Years | 8.75%(Quarterly/Maturity ) | -- | 8.75%(Quarterly/Maturity ) | -- |
| 3 Years Above | 9%(Quarterly/Maturity ) | -- | 9%(Quarterly/Maturity ) | -- |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 5% |
| Personal Loan(OD/Term) | BR + Up to 5% |
| Share Loan | BR + Up to 5% |
| Gold Loan | BR + Up to 5% |
| Business/Working Capital Loan | BR + Up to 5% |
| Agriculture/SME/Education Loan | BR + Up to 5% |
| Small Farm Individual Loan | BR + Up to 5% |
| Hire Purchase | BR + Up to 5% |
| Real Estate Loan | BR + Up to 5% |
| Professional Loan/Bridge Gap Loan | BR + Up to 5% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| Indirect Lending ( Wholesale or institutional ) | Base Rate + Up to 2.5% or ( As per agreement ) |
| Dircet lending ( All types ) | Base Rate + Up to 2.5% |
| Yuba Tathasana Byabasai Swarogarkosh | As per NRB norms |
| Home Loan for Earthquake Victim | As per NRB norms |
| Other all types of Sahuliyatpurna Karja | As per NRB norms |
| Base Rate of Jestha , 2078 | 10.05% |
| Penal Interest onpast due loans and expired loans | +2 applicable rate ( Base rate + applied premium) |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 14.50% | 15.00% | 15.50% |
| Auto Loan/HP Loan | 14.50% | 15.00% | -- |
| Other Retail Loan | 14.50% | 15.00% | 15.50% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 Months 1 Year | 8.5%(Monthly/Quarterly/Maturity ) | -- | 8%(Quarterly/Maturity ) | -- |
| Above 1 Year to 3 Years | 8.75%(Quarterly/Maturity ) | -- | 8.25%(Quarterly/Maturity ) | -- |
| 3 Years Above | 9%(Quarterly/Maturity ) | -- | 8.5%(Quarterly/Maturity ) | -- |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Special Savings | 5000 | 6.50% |
| Bal Bachat | 100 | 6.00% |
| Nari Bachat | 250 | 6.50% |
| JesthaNagarikGurkha Pension Savings | 250 | 6.50% |
| Shareholders Savings | 500 | 6.50% |
| Payroll Savings | 200 | 6.50% |
| Regular Saving | 200 | 6.00% |
| Remittance Saving | 200 | 6.00% |
| Couple Saving | 200 | 6.00% |
| Welfare Saving | 200 | 6.00% |
| Student Savings | 0 | 6.00% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 5% |
| Personal Loan(OD/Term) | BR + Up to 5% |
| Share Loan | BR + Up to 5% |
| Gold Loan | BR + Up to 5% |
| Business/Working Capital Loan | BR + Up to 5% |
| Agriculture/SME/Education Loan | BR + Up to 5% |
| Small Farm Individual Loan | BR + Up to 5% |
| Hire Purchase | BR + Up to 5% |
| Real Estate Loan | BR + Up to 5% |
| Professional Loan/Bridge Gap Loan | BR + Up to 5% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| -- | -- |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 14.50% | 15.00% | 15.50% |
| Auto Loan/HP Loan | 14.50% | 15.00% | -- |
| Other Retail Loan | 14.50% | 15.00% | 15.50% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 Months 1 Year | 8.5%(Monthly/Quarterly/Maturity ) | -- | 8%(Quarterly/Maturity ) | -- |
| Above 1 Year to 3 Years | 8.75%(Quarterly/Maturity ) | -- | 8.25%(Quarterly/Maturity ) | -- |
| 3 Years Above | 9%(Quarterly/Maturity ) | -- | 8.5%(Quarterly/Maturity ) | -- |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Special Savings | 5000 | 6.50% |
| Bal Bachat | 100 | 6.00% |
| Nari Bachat | 250 | 6.50% |
| JesthaNagarik | 250 | 6.50% |
| Gurkha Pension Savings | 500 | 6.50% |
| Shareholders Savings | 200 | 6.50% |
| Payroll Savings | 200 | 6.00% |
| Regular Saving | 200 | 6.00% |
| Remittance Saving | 200 | 6.00% |
| Couple Saving | 200 | 6.00% |
| Welfare Saving | 0 | 6.00% |
| Student Savings | 200 | 6.00% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 5% |
| Personal Loan(OD/Term) | BR + Up to 5% |
| Share Loan | BR + Up to 5% |
| Gold Loan | BR + Up to 5% |
| Business/Working Capital Loan | BR + Up to 5% |
| Agriculture/SME/Education Loan | BR + Up to 5% |
| Small Farm Individual Loan | BR + Up to 5% |
| Hire Purchase | BR + Up to 5% |
| Real Estate Loan | BR + Up to 5% |
| Professional Loan/Bridge Gap Loan | BR + Up to 5% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| -- | -- |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 14.50% | 15.00% | 15.50% |
| Auto Loan/HP Loan | 14.50% | 15.00% | -- |
| Other Retail Loan | 14.50% | 15.00% | 15.50% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 months | 12% Monthly/Quarterly/Maturity | -- | 11% Monthly/Quarterly/Maturity | -- |
| 6 months | 12.05% Monthly/Quarterly/Maturity | -- | 11.05% Monthly/Quarterly/Maturity | -- |
| 9 months | 12.1% Monthly/Quarterly/Maturity | -- | 11.1% Monthly/Quarterly/Maturity | -- |
| 1 Year to below 2 years | 12.15% Monthly/Quarterly/Maturity | -- | 11.15% Monthly/Quarterly/Maturity | -- |
| 2 Years and Above | 12.25% Monthly/Quarterly/Maturity | -- | 11.25% Monthly/Quarterly/Maturity | -- |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Special Savings | 5000 | 7.50% |
| Bal Bachat | 100 | 7.25% |
| Nari Bachat | 250 | 7.50% |
| JesthaNagarik | 250 | 7.50% |
| Gurkha Pension Savings | 500 | 7.50% |
| Shareholders Savings | 200 | 7.50% |
| Payroll Savings | 200 | 7.25% |
| Regular Saving | 200 | 7.25% |
| Remittance Saving | 200 | 7.25% |
| Couple Saving | 0 | 7.25% |
| Welfare Saving | 200 | 7.25% |
| Student Savings | 200 | 7.25% |
| Non-profitable org. saving | 1000 | 7.25% |
| Corporate flexible saving | 1000 | Up to 3.62% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 6% |
| Personal Loan(OD/Term) | BR + Up to 6% |
| Share Loan | BR + Up to 6% |
| Gold Loan | BR + Up to 6% |
| Business/Working Capital Loan | BR + Up to 6% |
| Agriculture/SME/Education Loan | BR + Up to 6% |
| Small Farm Individual Loan | BR + Up to 6% |
| Hire Purchase | BR + Up to 6% |
| Real Estate Loan | BR + Up to 6% |
| Professional Loan/Bridge Gap Loan | BR + Up to 6% |
| Loan Against FD | Coupon rate + Up to 2 % |
| Consortium Loan | As per Consortium Decision |
| Indirect Lending (Wholesale or Institutional) | Base Rate + Up to 6% or (as per agreement) |
| Direct lending (All types) | Base Rate + Up to 6% |
| Yuba Tatha sana Byabasai Swarogarkosh | As per NRB norms |
| Home Loan for Earthquake Victim | As per NRB norms |
| Other all types of Sahuliyatpurna Karja | As per NRB norms |
| Base rate of Baishakh end, 2079 | 11.48% |
| Third Quarter Average Base Rate | 11.45% |
| Spread Rate (2079 Baisakh) | 4.90% |
| Penal Interest on past due loans and expired loans | +2 applicable rate (Base rate + applied premium) |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| Indirect Lending ( Wholesale or institutional ) | Base Rate + Up to 2.5% or ( As per agreement ) |
| Dircet lending ( All types ) | Base Rate + Up to 2.5% |
| Yuba Tathasana Byabasai Swarogarkosh | As per NRB norms |
| Home Loan for Earthquake Victim | As per NRB norms |
| Other all types of Sahuliyatpurna Karja | As per NRB norms |
| Base Rate of Magh , 2078 | 11.11% |
| Penal Interest onpast due loans and expired loans | +2 applicable rate ( Base rate + applied premium) |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 15.00% | 15.50% | 16.00% |
| Auto Loan/HP Loan | 15.00% | 15.50% | -- |
| Other Retail Loan | 15.00% | 15.50% | 16.00% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 months | 12% Monthly/Quarterly/Maturity | -- | 11% Monthly/Quarterly/Maturity | -- |
| 6 months | 12.05% Monthly/Quarterly/Maturity | -- | 11.05% Monthly/Quarterly/Maturity | -- |
| 9 months | 12.1% Monthly/Quarterly/Maturity | -- | 11.1% Monthly/Quarterly/Maturity | -- |
| 1 Year to below 2 years | 12.15% Monthly/Quarterly/Maturity | -- | 11.15% Monthly/Quarterly/Maturity | -- |
| 2 Years and Above | 12.25% Monthly/Quarterly/Maturity | -- | 11.25% Monthly/Quarterly/Maturity | -- |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | 0 |
| Personal Loan(OD/Term) | 0 |
| Share Loan | 0 |
| Gold Loan | 0 |
| Business/Working Capital Loan | 0 |
| Agriculture/SME/Education Loan | 0 |
| Small Farm Individual Loan | 0 |
| Hire Purchase | 0 |
| Real Estate Loan | 0 |
| Professional Loan/Bridge Gap Loan | 0 |
| Loan Against FD | 0 |
| Consortium Loan | 0 |
| Indirect Lending (Wholesale or Institutional) | 0 |
| Direct lending (All types) | 0 |
| Yuba Tatha sana Byabasai Swarogarkosh | 0 |
| Home Loan for Earthquake Victim | 0 |
| Other all types of Sahuliyatpurna Karja | 0 |
| Base rate of Baishakh end, 2079 | 0 |
| Third Quarter Average Base Rate | 0 |
| Penal Interest on past due loans and expired loans | 0 |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| Indirect Lending ( Wholesale or institutional ) | Base Rate + Up to 2.5% or ( As per agreement ) |
| Dircet lending ( All types ) | Base Rate + Up to 2.5% |
| Yuba Tathasana Byabasai Swarogarkosh | As per NRB norms |
| Home Loan for Earthquake Victim | As per NRB norms |
| Other all types of Sahuliyatpurna Karja | As per NRB norms |
| Base Rate of Poush , 2078 | 10.77% |
| Penal Interest onpast due loans and expired loans | +2 applicable rate ( Base rate + applied premium) |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 15.00% | 15.50% | 16.00% |
| Auto Loan/HP Loan | 15.00% | 15.50% | -- |
| Other Retail Loan | 15.00% | 15.50% | 16.00% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 Months | 11.71%(Monthly/Quarterly/Maturity ) | -- | -- | -- |
| 6 Months to 9 Months | 12.10%(Monthly/Quarterly/Maturity ) | -- | -- | -- |
| 1 year | 12.15%(Monthly/Quarterly/Maturity ) | -- | -- | -- |
| 2 Years and Above | 12.25% (Quarterly/Maturity ) | -- | -- | -- |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 5% |
| Personal Loan(OD/Term) | BR + Up to 5% |
| Share Loan | BR + Up to 5% |
| Gold Loan | BR + Up to 5% |
| Business/Working Capital Loan | BR + Up to 5% |
| Agriculture/SME/Education Loan | BR + Up to 5% |
| Small Farm Individual Loan | BR + Up to 5% |
| Hire Purchase | BR + Up to 5% |
| Real Estate Loan | BR + Up to 5% |
| Professional Loan/Bridge Gap Loan | BR + Up to 5% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| Indirect Lending ( Wholesale or institutional ) | Base Rate + Up to 2.5% or ( As per agreement ) |
| Dircet lending ( All types ) | Base Rate + Up to 2.5% |
| Yuba Tathasana Byabasai Swarogarkosh | As per NRB norms |
| Home Loan for Earthquake Victim | As per NRB norms |
| Other all types of Sahuliyatpurna Karja | As per NRB norms |
| Base Rate of Mangsir , 2078 | 10.33% |
| Penal Interest onpast due loans and expired loans | +2 applicable rate ( Base rate + applied premium) |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 14.50% | 15.00% | 15.50% |
| Auto Loan/HP Loan | 14.50% | 15.00% | -- |
| Other Retail Loan | 14.50% | 15.00% | 15.50% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 Months Above | 11.71% (Monthly/Quarterly/Maturity ) | -- | 10.71% (Monthly/Quarterly/Maturity ) | -- |
| Maximum fixed deposit intrest rate | -- | -- | 7% to 7.5% | -- |
| Saving Deposit | -- | -- | up to 3.5% | -- |
| Call Deposit | -- | -- | -- | -- |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| 3 month | 100 | 0 |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 5% |
| Personal Loan(OD/Term) | BR + Up to 5% |
| Share Loan | BR + Up to 5% |
| Gold Loan | BR + Up to 5% |
| Business/Working Capital Loan | BR + Up to 5% |
| Agriculture/SME/Education Loan | BR + Up to 5% |
| Small Farm Individual Loan | BR + Up to 5% |
| Hire Purchase | BR + Up to 5% |
| Real Estate Loan | BR + Up to 5% |
| Professional Loan/Bridge Gap Loan | BR + Up to 5% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|---|
| Indirect Lending ( Wholesale or institutional ) | Base Rate + Up to 2.5% or ( As per agreement ) |
| Dircet lending ( All types ) | Base Rate + Up to 2.5% |
| Yuba Tathasana Byabasai Swarogarkosh | As per NRB norms |
| Home Loan for Earthquake Victim | As per NRB norms |
| Other all types of Sahuliyatpurna Karja | As per NRB norms |
| Base Rate of Kartik , 2078 | 9.93% |
| Penal Interest onpast due loans and expired loans | +2 applicable rate ( Base rate + applied premium) |
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 14.50% | 15.00% | 15.50% |
| Auto Loan/HP Loan | 14.50% | 15.00% | -- |
| Other Retail Loan | 14.50% | 15.00% | 15.50% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 Months Above | 10.65% (Monthly/Quarterly/Maturity ) | -- | 9.65% (Monthly/Quarterly/Maturity ) | -- |
| Saving Deposit | -- | -- | 6.5% to 7% | -- |
| Call Deposit | -- | -- | up to 3.25% | -- |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 5% |
| Personal Loan(OD/Term) | BR + Up to 5% |
| Share Loan | BR + Up to 5% |
| Gold Loan | BR + Up to 5% |
| Business/Working Capital Loan | BR + Up to 5% |
| Agriculture/SME/Education Loan | BR + Up to 5% |
| Small Farm Individual Loan | BR + Up to 5% |
| Hire Purchase | BR + Up to 5% |
| Real Estate Loan | BR + Up to 5% |
| Professional Loan/Bridge Gap Loan | BR + Up to 5% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 14.50% | 15.00% | 15.50% |
| Auto Loan/HP Loan | 14.50% | 15.00% | -- |
| Other Retail Loan | 14.50% | 15.00% | 15.50% |
Fixed Deposit
| Particulars | Individual | Individual(Remit) | Institutional | Institutional(Bidding) |
|---|---|---|---|---|
| 3 Months 1 Year | 8.5%(Monthly/Quarterly/Maturity ) | -- | 7%(Quarterly/Maturity ) | -- |
| Above 1 Year to 3 Years | 8.75%(Quarterly/Maturity ) | -- | 7.5&(Quarterly/Maturity ) | -- |
| 3 Years Above | 9%(Quarterly/Maturity ) | -- | 8%(Quarterly/Maturity ) | -- |
Savings Deposit
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
|---|---|---|
| Bal Bachat | 100 | 6.00% |
| Regular Saving | 200 | 6.00% |
| Payroll Savings | 200 | 6.00% |
| Couple Saving | 200 | 6.00% |
| Welfare Saving | 0 | 6.00% |
| Student Savings | 200 | 6.00% |
| JesthaNagarik | 250 | 6.50% |
| Shareholders Savings | 200 | 6.50% |
| Nari Bachat | 250 | 6.50% |
| Gurkha Pension Savings | 500 | 6.50% |
| Special Savings | 5000 | 6.50% |
| Remittance Saving | 200 | 6.00% |
Loans And Advances
| Loans and Advances | Interest Rate % |
|---|---|
| Home Loan | BR + Up to 5% |
| Personal Loan(OD/Term) | BR + Up to 5% |
| Share Loan | BR + Up to 5% |
| Gold Loan | BR + Up to 5% |
| Business/Working Capital Loan | BR + Up to 5% |
| Agriculture/SME/Education Loan | BR + Up to 5% |
| Small Farm Individual Loan | BR + Up to 5% |
| Hire Purchase | BR + Up to 5% |
| Real Estate Loan | BR + Up to 5% |
| Professional Loan/Bridge Gap Loan | BR + Up to 5% |
| Loan Against FD | Coupon rate + Up to 2 % or BR whichever is higher |
| Consortium Loan | As per Consortium Decision |
Deprive Sector
| Deprive Sector Lending | Interest Rate % |
|---|
Fixed Interest
| Fixed Interest Rate Loan (for individual) | Upto 5 Years | 5 to 10 Years | Above 10 Years |
|---|---|---|---|
| Home Loan | 14.50% | 15.00% | 15.50% |
| Auto Loan/HP Loan | 14.50% | 15.00% | -- |
| Other Retail Loan | 14.50% | 15.00% | 15.50% |